investments Calculator

Mutual Fund Return Calculator

Calculate expected returns from mutual fund investments. Compare SIP and lumpsum returns for informed investment decisions.

₹5,00,000
₹1,000₹10,00,00,000
%
150
years
140
%
03

Results

Maturity Value

₹0

Total Returns

₹0

Expense Deducted

₹0

How to Use Mutual Fund Return Calculator

  1. 1

    Enter your investment amount

  2. 2

    Specify expected annual return

  3. 3

    Input investment period

  4. 4

    Enter the fund's expense ratio

Mutual Fund Return Calculator Formula

Effective Return = Expected Return - Expense Ratio; Maturity = Principal × (1 + Effective Return)^Years

Example Calculation

Input Values

Investment Amount

₹5,00,000

Expected Annual Return

12 %

Investment Period

10 years

Expense Ratio

1 %

Results

Maturity Value

₹14,19,067

Total Returns

₹9,19,067

Expense Deducted

₹1,35,918

Frequently Asked Questions

What is expense ratio?

Expense ratio is the annual fee charged by mutual funds for management, administration, and other costs, expressed as a percentage of assets.

How does expense ratio affect returns?

Higher expense ratio reduces your effective returns. A 1% difference in expense ratio can significantly impact long-term returns.

What is a good expense ratio?

Index funds: 0.1-0.5%, Active equity funds: 1-2%, Debt funds: 0.5-1.5% are typical ranges.