FIRE Calculator
Calculate your path to Financial Independence, Retire Early (FIRE). See how much you need and when you can retire.
Results
FIRE Number (Target Corpus)
₹0
Years to FIRE
0
Savings Rate
0.00%
How to Use FIRE Calculator
- 1
Enter your annual expenses
- 2
Input current savings and annual savings
- 3
Specify expected return and withdrawal rate
- 4
View FIRE target and timeline
FIRE Calculator Formula
FIRE Number = Annual Expenses / Withdrawal Rate; Years = ln[(FIRE × r + S) / (C × r + S)] / ln(1 + r)Example Calculation
Input Values
Annual Expenses
₹6,00,000
Current Savings/Investments
₹20,00,000
Annual Savings
₹5,00,000
Expected Return
10 %
Safe Withdrawal Rate
4 %
Results
FIRE Number (Target Corpus)
₹1,50,00,000
Years to FIRE
14
Savings Rate
45.45%
Frequently Asked Questions
What is FIRE?
FIRE (Financial Independence, Retire Early) is a movement focused on extreme savings and investment to retire much earlier than traditional retirement age.
What is the 4% rule?
The 4% rule suggests you can withdraw 4% of your portfolio annually with low risk of running out of money over 30 years.
What is a good savings rate for FIRE?
25% is typical, 50%+ accelerates FIRE significantly. At 50% savings rate, you can FIRE in ~17 years.