Retirement Calculator
Calculate how much you need for retirement and if you're on track. Plan your retirement corpus based on your goals.
Results
Required Retirement Corpus
₹0
Monthly SIP Needed
₹0
Projected Corpus (if SIP started)
₹0
How to Use Retirement Calculator
- 1
Enter your current and retirement age
- 2
Input current monthly expenses
- 3
Specify current savings and expected returns
- 4
View required corpus and monthly savings
Retirement Calculator Formula
Corpus = 25 × Annual Expenses at Retirement (adjusted for inflation)Example Calculation
Input Values
Current Age
30 years
Retirement Age
60 years
Current Monthly Expenses
₹50,000
Current Retirement Savings
₹5,00,000
Expected Return
10 %
Results
Required Retirement Corpus
₹5,16,98,917
Monthly SIP Needed
₹23,000
Projected Corpus (if SIP started)
₹5,20,00,000
Frequently Asked Questions
How much do I need for retirement?
Rule of thumb: 25-30 times your annual expenses at retirement, adjusted for inflation.
What is the 4% withdrawal rule?
Withdraw 4% of your corpus annually (adjusted for inflation) to make your retirement savings last 30+ years.
When should I start saving for retirement?
As early as possible. Starting at 25 vs 35 can mean needing to save 50% less monthly due to compounding.